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Coverage

NWT Extended Health Benefits for specified disease conditions covers several diseases and conditions.  However, some NWT residents may have other plans that cover these diseases/conditions.  Therefore, you should first claim from the other insurance company, before claiming from the Department of Health and Social Services.


Diseases/Conditions Covered

**

Alcohol Dependency

  Hepatitis
  Alzheimer’s Disease    HIV Infection 
  Asthma    All Other HIV Related Diseases 
  Bilateral Congenital Microphthalmos * Hypertension (Pressure greater than 150/90 mm/hg; under 45 years – pressure equal to or greater than 130/90 mm/hg)
  Budd-Chiari Syndrome   Ischemic Heart Disease
 

Cancer 

 

Lupus Erythematosus 

* Celiac Disease    Multiple Sclerosis
  Cerebral Palsy   Muscular Dystrophy
  Certain Disorders of the Blood and Immune System * Osteoarthritis
  Charcot-Marie-Tooth *

Pernicious Anemia 

  Chronic Obstructive Lung Disease *

Phenylketonuria (PUK) 

  Chronic Pancreatitis   Primary Pulmonary Hypertension
  Chronic Psychosis    Psoriasis 
  Cirrhosis of the Liver   Rheumatic Fever 
 

Cleft Lip and Cleft Plate

  Rheumatoid Arthritis
  Congenital Anomalies of the Urinary System *

Rickets 

  Congenital Cytomegalovirus Infection   Scleroderma 
  Congenital Heart Disease   Scoliosis 
 

Crohn’s Disease 

 

Sickle Cell Anemia

  Cystic Fibrosis   Spina Bifida
  Dermatomyositis   Spinal Cord Injury:
  • Paraphlegia
  • Quadriplegia
  Diabetes Insipidus    Tuberculosis
 

Diabetes Mellitus 

 

Ulcerative Colitis 

** Drug Dependency  

Wegener’s Granulomatosis

* Epilepsy    
 

Gastoparesis

   
  Head Injury    
  Hemophilia    

 

* Indicates Specified Disease Conditions that are eligible for drug benefits only.

** Indicates restricted benefits.


Benefits/Conditions Not Covered

The following benefits/services are NOT covered by Extended Health Benefits:

  • third party physicals such as insurance medicals, or physicals required for  food handlers, passport or employment
  • optometrists examination
  • chiropractors
  • naturopaths
  • podiatrists
  • osteopaths
  • acupuncture treatments
  • physiotherapy and/or psychology services received outside an approved hospital facility.
  • any service to which a resident is entitled under legislation, such as Workers’ Compensation Act, Public Health Act, or other territorial or federal legislation, including treatment of veterans who are entitled to such treatments as a result of service in the Armed Forces

Other Plans

Some NWT residents may be covered for benefits that are listed on the Diseases/Conditions Covered section of this site.  For example, you may qualify under a plan because you or your spouse or guardian work for an employer that provides these benefits.  In a few cases, Workers Compensation or private insurance plans may provide coverage.  If you qualify for these benefits under any other insurance plan, you must:

  1. claim from the other plan first.  You will usually need to pay the bill and submit it to the plan.
  2. if the full cost is not covered by the other plan, complete and submit an EHB claim form for reimbursement to the Health Services Administration Office.  Be sure to attach original receipts and the statement of payment from the other plan.  The Department of Health and Social Services will reimburse you for the remaining expenses up to the limits of the Program.